Allstate Insurance - Jennifer King Agency Inc.
Jennifer King has been in the insurance business for 16 years. Specializing in home and auto insurance, she is driven by her love of helping people, learning new things and the reward of a job well done. King is also mom to a 17-year-old son who has grown up alongside her Allstate business. He has spent many days in her office and has a habit of writing on his mom’s whiteboard to share his humorous outlook. “I think my favorite was the time he made a bathroom usage versus productivity chart,” she says.
Who is your mentor?
I have my own little family of Allstate agents from across the country.
Is it better to have a high insurance premium and low deductible or vice versa?
Insurance is not one-size-fits-all, and deductibles are a personal choice based off of savings and the ability to assume risk. This is why my agency works with clients to help them choose the policy and coverages that are right for their family.
How often should coverage be reviewed?
Offense is the best defense. I suggest a policy review at least once a year or after a large life event.
What makes your customer service outstanding?
I have an amazing team. My agency helps clients protect their assets by reviewing current coverages and making suggestions to protect everything they have worked so hard to obtain.
What’s the difference between insurance for replacement costs versus actual value?
Replacement cost and actual cash value refer to how your policy reimburses you for property damage after a covered loss. Replacement cost does not account for depreciation, while actual cash value is based on the items’ depreciated value. Simply put, it’s the difference between buying an item new versus buying used.
Is there any other important information you think our readers should know?
Shop local also applies to insurance agents!
|Last good read||“The 7 1/2 Deaths of Evelyn Hardcastle” by Stuart Turton|
|Favorite thing to do in Little Rock||See a play at the Robinson Center
|Go-to lunch spot||Big Orange|
|Two things you like to do outside the office||Travel and cook|
|Paper or digital calendar||Digital. My iPhone calendar and reminders run my life.|
|Suit or business casual||Business casual|
|Last vacation||Perdido Key, Florida|