With 2019 just around the corner, now is the time to make important decisions about your health insurance coverage for the upcoming year.

To help in what can sometimes feel like a scary process, the Robbi Davis Agency Inc. specializes in group and individual health insurance plans, Medicare supplements and prescription drug plans. With experienced licensed agents to assist you with choosing the right plan for you and your family, their goal is to provide each and every individual with unprecedented service.

Here are a few ways the Robbi Davis Agency can help you prepare for 2019.

 

Group Health Insurance

Employers with as few as two employees can purchase a group health insurance plan. Premiums for group plans are generally less expensive and benefits are richer than those offered under individual health plans.

Who to ask for: Robbi Davis or Robert Bumpas, 501.954.8100

 

Individual Health Insurance

Open enrollment for individual plans will run from Nov. 1 - Dec. 15, with an effective date of coverage of Jan. 1, 2019. Individuals can only enroll in an individual plan during open enrollment unless they have an involuntary loss of coverage or other qualifying event during the year. Individual Metallic plans do not have a penalty for pre-existing conditions.

The agency also offers a plan for individuals that are healthy and can pass underwriting, the premiums for which are substantially less expensive than in prior years. Short term health insurance plans are also available, so call to request information on premiums and benefits.

Who to ask for: Scott Davis, 501.954.8100

 

Medicare Supplements and Drug Plans

Open enrollment for Medicare supplements and prescription drug plans will run from Oct. 15 - Dec. 7, with all plan changes effective Jan. 1, 2019. During this time individuals can compare prescription drug plans as well as Medicare Advantage plans.

Who to ask for: Denise Prater, 501.850.8481

 

Travel Insurance

Individuals traveling outside the U.S. need to purchase additional travel insurance for unexpected health events that might occur. This coverage only costs a few dollars each day.

Who to ask for: Scott Davis, 501.954.8100

 

Life Insurance

The major wage-earner in the family should have life insurance worth 10 times their annual earnings. Now is the time to learn more about the best way to protect your family.

Who to ask for: Shon Woodiel, 501.954.8100

 

For more peace of mind and to learn more about the services offered by the Robbi Davis Agency, visit the agency's website.